Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general, the laws assume that a vehicle was operated with the consent of the owner.

Laws that increase penalties that make revocation automatic or targeting social hosts have mixed impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices all have little effect.

Legal Definitions

The laws governing the legal definitions of motor vehicle accident law firms (This Internet page) vehicles are formulated and regulated at the state level. The various definitions used by the federal government for national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mostly administrative reasons, and do not apply to states that are determining their own registration classifications. These classifications for vehicles determine if a driver requires special licenses to operate certain types of vehicles.

The state laws define terms such as "automobile," "light trucks" and others. For instance, a light truck is any vehicle with a capacity that is less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. This is any vehicle or combination designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle equipped with wheels and is used by people who have physical disabilities and cannot walk. A moped is a motor vehicle with no more than three wheels in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab is a type of vehicle driven by a driver who is sitting on it. A person who holds the legal title to a vehicle is called its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws, which encompass everything from registration process to the insurance requirements. The statutes also cover the types of vehicles covered by law. While certain laws are similar across states, others are quite different. There are laws that limit how many people can be transported in a pedicab. There are laws against reckless driving in certain types of roads, including parking lots.

Anyone who drives a motor vehicle that is in violation of these laws could be penalized and liable for fines for doing so. The penalties can range from getting your driver's license revoked and being required to attend traffic school.

The law that regulates speed limits on roads is among the most important laws states have. In New York, for example it stipulates that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines the term "motor vehicle accident lawyer vehicle" as any carriage or other device that is propelled mechanically and is used on roads to move people or property or for commercial reasons. The law does not include trailers, coaches, semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices used by disabled people and self-propelled corn, as well as harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial losses due to liability for bodily injury, death, or property damage caused by a third-party due to the running, maintaining, ownership or the use of an insured vehicle. It can also protect against physical damage to the vehicle. It must contain the name and address of the named insured as along with the coverage provided by the policy. It also includes the amount of premium paid and the time for the duration of the policy in force, and the responsibility limits. It must also include an agreement or endorsement that states that the insurance is in accordance with the coverage specific to bodily injury or death, as well as property damage.

Duncanville law firms frequently suggest that clients review the sample motor vehicle policy in order to know the terms. One of the most common confusions is the definition of "motor vehicle accident attorney vehicle". This phrase appears in a number of statutes that govern the registration of vehicles as well as financial responsibility laws.

Some examples of coverage provided under the motor vehicle policy are commercial auto insurance for vehicles that are used for commercial, business, occupations, or activities that are conducted for profit; automobile liability insurance which includes MP and PIP, and uninsured motorist and underinsured driver coverage (UM/UIM). This type of insurance is required in many states.

Permissive Use

It is important to know how insurance coverage works if someone other than the named insured or a family member is driving your vehicle and causes an accident. This is referred to as permissive use. The specific terms of your insurance policy might vary, but most large automobile insurers provide this kind of coverage.

It is important to remember that you are liable for any damages caused by a driver with your permission. Permission can be given in writing or implied, and it generally does not have to be written down.

In determining whether there is implied permission, courts look at the relationship between the parties; their past conduct and usage of the vehicle; and circumstances surrounding the particular driving event. A judge will also consider whether any restrictions were placed on the scope of permissive usage and if even minor deviations from time, place and usage restrictions of the initial permission would violate of these restrictions.

Be aware that adding an additional driver to your insurance policy will likely increase your premium, because the vehicle becomes more risky to insure. Therefore, it is important to consider your options carefully prior to lending your vehicle out to anyone else. If you're not sure whether to include someone on your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy. You can also get an estimate for free.